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What Are The Requirements for Pag ibig Housing Loan?

What Are The Requirements for Pag ibig Housing Loan?

The following are the personal requirements of Principal Applicant, Spouse and Atty-in-Fact for Locally Employed, Self-employed and OFWs.

Also, some Pag ibig documents that must be signed and to be submitted together with the requirements.

Personal Requirements

  • 4 pcs. 1 x 1 ID picture
  • Photocopy of Birth Certificate (if single)
  • Photocopy of Marriage Certificate (if married)
  • Photocopy of Death Certificate (if widow / widower)
  • Proof of Billing Address (MERALCO, PLDT, Water Bill, etc.)
  • Certificate of Tenancy & Valid ID of Landlord (if renting)
  • 2 Valid ID with Signature (Government issued)
  • Approved Membership Status Verification Slip (MSVS)
  • Special Power of Attorney and Valid ID of Atty-in-fact (if any)
  • Residence Certificate/ Cedula (photocopy)
  • Postdated Checks (Downpayment & Monthly Amortization)

For locally employed, please add these:

  • Certificate of Employment and Compensation (Notarized)
  • Latest Income Tax Return (ITR)
  • Lastest 3 mos. Payslip
  • Service Record (if government employee)
  • Copy of latest ESAV with at least 24 mos. contribution

For Self-Employed, please add these:

  • Business Permit / Mayor’s Permit
  • DTI or SEC Registration
  • Audited Financial Statement (last 1 years)
  • Income Tax Return (ITR) (last 1 years)
  • Proof of Tax Payment
  • Secretary’s Certificate (if any)

For Ofw, please add these:

  • Job Contract (Authenticated by POEA) with English translation if in foreign language)
  • Certificate of Employment & Compensation (Consularized) – if no Job Contract
  • Proof of Remittance (last 3 mos.)
  • Photocopy of Passport
  • Special Power of Attorney (Consularized)
  • Copy of latest ESAV with at least 24 mos. contribution
  • Other Proofs of Income, whether original or photocopy, shall be duly validated and certified/initialed by Pag-IBIG Fund Information Officer assigned in the country where the member works.

For Atty-in-Fact (Authorized Representative)

  • Latest ID Picture
  • Residence Certificate (photocopy)
  • 2 Valid IDs (Government issued)
  •  Tax Identification No. (TIN)

Loan Documents From Pag ibig

  • Pag-IBIG Housing Loan Application
  •   Disclosure Statement on Loan Transaction
  • Preliminary Loan Counseling Questionnaire
  • Medical Questionnaire (if buyer’s is over 60)
  • Certificate of Acceptance
  • Conformity to Assignment of the Contact to Sell
  • Contract to Sell (CTS)
  • Deed of Assignment with Special Power of Attorney (DOA)
  • Deed of Absolute Sale (H4-74 and H4-75)
  • Promissory Note (PN)
  • Loan and Mortgage Agreement (LMA)
  • Deed of Restriction
  • Conformity
  • Certificate of House and Lot Acceptance and Completion (CHLA)
  • Specimen Signature


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