What Are The Requirements for Pag ibig Housing Loan?

What Are The Requirements for Pag ibig Housing Loan?

The following are the personal requirements of Principal Applicant, Spouse and Atty-in-Fact for Locally Employed, Self-employed and OFWs.

Also, some Pag ibig documents that must be signed and to be submitted together with the requirements.

Personal Requirements

• 4 pcs. 1 x 1 ID picture
• Photocopy of Birth Certificate (if single)
• Photocopy of Marriage Certificate (if married)
• Photocopy of Death Certificate (if widow / widower)
• Proof of Billing Address (MERALCO, PLDT, Water Bill, etc.)
• Certificate of Tenancy & Valid ID of Landlord (if renting)
• 2 Valid ID with Signature (Government issued)
• Approved Membership Status Verification Slip (MSVS)
• Special Power of Attorney and Valid ID of Atty-in-fact (if any)
• Residence Certificate/ Cedula (photocopy)
• Postdated Checks (Downpayment & Monthly Amortization)

For locally employed, please add these:

• Certificate of Employment and Compensation (Notarized)
• Latest Income Tax Return (ITR)
• Lastest 3 mos. Payslip
• Service Record (if government employee)
• Copy of latest ESAV with at least 24 mos. contribution

For Self-Employed, please add these:

• Business Permit / Mayor’s Permit
• DTI or SEC Registration
• Audited Financial Statement (last 1 years)
• Income Tax Return (ITR) (last 1 years)
• Proof of Tax Payment
• Secretary’s Certificate (if any)

For Ofw, please add these:

• Job Contract (Authenticated by POEA) with English translation if in foreign language)
• Certificate of Employment & Compensation (Consularized) – if no Job Contract
• Proof of Remittance (last 3 mos.)
• Photocopy of Passport
• Special Power of Attorney (Consularized)
• Copy of latest ESAV with at least 24 mos. contribution
• Other Proofs of Income, whether original or photocopy, shall be duly validated and certified/initialed by Pag-IBIG Fund Information Officer assigned in the country where the member works.

For Atty-in-Fact (Authorized Representative)

• Latest ID Picture
• Residence Certificate (photocopy)
• 2 Valid IDs (Government issued)
•  Tax Identification No. (TIN)

Loan Documents From Pag ibig

• Pag-IBIG Housing Loan Application
•   Disclosure Statement on Loan Transaction
• Preliminary Loan Counseling Questionnaire
• Medical Questionnaire (if buyer’s is over 60)
• Certificate of Acceptance
• Conformity to Assignment of the Contact to Sell
• Contract to Sell (CTS)
• Deed of Assignment with Special Power of Attorney (DOA)
• Deed of Absolute Sale (H4-74 and H4-75)
• Promissory Note (PN)
• Loan and Mortgage Agreement (LMA)
• Deed of Restriction
• Conformity
• Certificate of House and Lot Acceptance and Completion (CHLA)
• Specimen Signature

Source:

http://www.pagibigfund.gov.ph/