What Are The Requirements for Pag ibig Housing Loan?
The following are the personal requirements of Principal Applicant, Spouse and Atty-in-Fact for Locally Employed, Self-employed and OFWs.
Also, some Pag ibig documents that must be signed and to be submitted together with the requirements.
Personal Requirements
- 4 pcs. 1 x 1 ID picture
- Photocopy of Birth Certificate (if single)
- Photocopy of Marriage Certificate (if married)
- Photocopy of Death Certificate (if widow / widower)
- Proof of Billing Address (MERALCO, PLDT, Water Bill, etc.)
- Certificate of Tenancy & Valid ID of Landlord (if renting)
- 2 Valid ID with Signature (Government issued)
- Approved Membership Status Verification Slip (MSVS)
- Special Power of Attorney and Valid ID of Atty-in-fact (if any)
- Residence Certificate/ Cedula (photocopy)
- Postdated Checks (Downpayment & Monthly Amortization)
For locally employed, please add these:
- Certificate of Employment and Compensation (Notarized)
- Latest Income Tax Return (ITR)
- Lastest 3 mos. Payslip
- Service Record (if government employee)
- Copy of latest ESAV with at least 24 mos. contribution
For Self-Employed, please add these:
- Business Permit / Mayor’s Permit
- DTI or SEC Registration
- Audited Financial Statement (last 1 years)
- Income Tax Return (ITR) (last 1 years)
- Proof of Tax Payment
- Secretary’s Certificate (if any)
For Ofw, please add these:
- Job Contract (Authenticated by POEA) with English translation if in foreign language)
- Certificate of Employment & Compensation (Consularized) – if no Job Contract
- Proof of Remittance (last 3 mos.)
- Photocopy of Passport
- Special Power of Attorney (Consularized)
- Copy of latest ESAV with at least 24 mos. contribution
- Other Proofs of Income, whether original or photocopy, shall be duly validated and certified/initialed by Pag-IBIG Fund Information Officer assigned in the country where the member works.
For Atty-in-Fact (Authorized Representative)
- Latest ID Picture
- Residence Certificate (photocopy)
- 2 Valid IDs (Government issued)
- Tax Identification No. (TIN)
Loan Documents From Pag ibig
- Pag-IBIG Housing Loan Application
- Disclosure Statement on Loan Transaction
- Preliminary Loan Counseling Questionnaire
- Medical Questionnaire (if buyer’s is over 60)
- Certificate of Acceptance
- Conformity to Assignment of the Contact to Sell
- Contract to Sell (CTS)
- Deed of Assignment with Special Power of Attorney (DOA)
- Deed of Absolute Sale (H4-74 and H4-75)
- Promissory Note (PN)
- Loan and Mortgage Agreement (LMA)
- Deed of Restriction
- Conformity
- Certificate of House and Lot Acceptance and Completion (CHLA)
- Specimen Signature
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