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Pag-ibig Rent to Own Houses in Cavite Philippines

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Vallejo Place Danica Model - Cheap Houses for Sale Imus Cavite

Pag-ibig Rent to Own Houses for Sale starting at Php2.1M – Php2.3M

SOLD OUT

soldout

Danica at Vallejo Place is a 2 storey single attached cheap houses for sale thru Pag-Ibig in Imus Cavite delivered complete with floor tiles, 2 bedrooms, 2 toilet, 1 carport and a family area where you can enjoy time together or convert into addional room. There’s also a roof deck or balcony where you can relax after work. There are now ready for occupancy Danica units. If you want to move-in or transfer this year or early next year, this could be your best choice.

Use your Pag-ibig fund membership here because Danica at Vallejo Place is the only single houses located near SM Molino that you can buy thru Pag-ibig financing. Ideal for start-up families, Danica at Vallejo Place is near best schools with 24 hour public transportation. If you live here, you will have all the convenience being central to everything, privacy as the place is not direct along main highway and space you wish for in a home.

Most of the units are already constructed. Come and visit Danica at Vallejo Place and buy the best you can afford in a very sought after location. Contact us for your house viewing schedule now.

SOLD OUT

About Danica

House Model Danica
House Type Single Attached
House Turn-over Complete Finish
Village Name Vallejo Place
Condition: Brand New
Lot Area 70 square meter
Floor Area 83 square meter
Bedroom Provision 2
Toilet and Bath 2
Carport 1
Price Range Php2.1M – Php2.3M
Available Units Ready for Occupancy
Developer/Owner Masaito Development Corporation
Track Record 38 yrs (since 1976)
Awarded 2009 Outstanding Properties Developer
Awarded by The National Consumer Affairs Foundation (NCAF)
- Asia’s pioneer consumers group.
Address Barangay Pasong Buaya 2, Imus, Cavite 4103

Danica Sample Computation▲

Applicant Housing Loan Qualification ▲

  1. Gross salary (husband & wife) meet the required amount.
    If salary is not enough, just get a co-borrower.
  2. Must be legally married to husband or wife.
    If divorce or wedding is annulled, must submit documents as proof.
  3. Multi-purpose loan payment with Pagibig is updated.
  4. Must be a Pagibig member for 2 years.
    If not yet a member, just apply for membership in Pagibig office near you.
  5. Must have paid 24 months contribution.
    If contribution has not reach 24 mos, just pay the balance in lumpsum or one time payment in Pagibig office near you.
  6. Your age is between 21 – 65 yrs. old.
    Must check that loan maturity is up to 70 yrs old only.

Danica Payment, Terms & Conditions▲

1.  Available Financing & Acceptable Payment Scheme:

  1. Pag-ibig  (HMDF) – Developer will process your loan with Pag-ibig
  2. Bank Financing – Developer will process your loan with accredited bank
  3. Deferred Cash – maximum of one (1) year to pay in 12 equal monthly installment. No interest.
  4. Cash

2.  Reservation Fee (RF) – Accept  Cash and Check only.  Reservation fee is not refundable and not transferable.

  • Pag-ibig Financing – Php 20,000.00.  Part of downpayment.
  • Bank Financing – Php 20,000.00. Part of downpayment.

3.  Total Contract Price (TCP) –  Transfer of Title expenses is not included in TCP

4.  Required Downpayment  or Equity – DP or Equity are not refundable and not transferable

  • Pag-ibig  – 50%-60% of Total Contract Price payable in 12 monthly installment.  No interest
  • Bank – 10% of Total Contract Price payable in 12 monthly installment.  No interest

5.  Amortization Interest Rate & Terms  –  Amortization is not refundable and not transferable

  • Pag-ibig  –  Amortization starts after DP term. Monthly amortization is computed at:
    • 8% per year.  Fixed rate for 3 yrs.
    • Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
    • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
    • The exact monthly amortization will be determined during loan processing.
    • Maximum loan term is up to 30 yrs.
    • Bank  – Amortization starts after DP term. Monthly amortization is computed at:
      • 8% interest/year.  Fixed for for 1 year only.  Repricing every year as per bank policy.
      •  Maximum term is up to 20 yrs. for locally employed and 15 yrs for OFW.
      • Prevailing interest rate will apply upon loan take-out.

6.  Accredited Banks

  • PNB, China Bank & Citystate Bank

7.  Schedule of Payments

  • Reservation Fee – valid for 30 days
  • DP /Equity  – 30 days after official reservation
  • Monthly Amortization – after loan take-out by Bank or Pagibig
  • Deferred Cash – 30 days after reservation. 

8.  Discounts for Pag-ibig,  Bank & Cash Deferred

  • Full payment of DP or Equity – Minimum DP is 20% of Total Contract Price
    • 20% DP/Equity – 5% discount if paid within 30 days from reservation date
    • 30% DP/Equity – 7% discount if paid within 30 days from reservation date
    • 40% DP/Equity – 9% discount if paid within 30 days from reservation date
    • 50% DP/Equity – 9% discount if paid within 30 days from reservation date
  • Full payment of Total Contract Price (TCP)
    • 10% discount of TCP for amount less than 5M if Buyer pays within 30 days from reservation date
    • 8% discount of TCP for amount above 5M if Buyer pays within 30 days from reservation date

9.  Other Fees to Pay Separately

  • Miscellaneous Fees  – to be paid directly to Developer.  For payment of Title transfer expenses, loan processing fees and documentation expenses by the Developer.
    • Pagibig  – 6% of Total Contract Price to be paid after downpayment term
    • Bank  – 6% of Total Contract Price to be paid during downpayment term
    • Cash Deferred – 6% of Total Contract Price to be paid during payment term
    • Spot Cash – 6% of Total Contract Price to be paid at the same time
  • Bank Charges or Finance Charges – to be paid directly to the bank
    • Bank Financing  -  3-4% of the Loan Value (Loanable Amount)
    • Pag-ibig Financing  -  none
  • Move-in Cost – When you move-in.
  •    Estimated Move-in cost:  Php 20,000.00
  •   Move-in Fees are for payment of  one year advance insurance, Homeowner Association (HOA) Membership and dues, water connection and other expenses related to move-in
  • Construction Bond Amount – to be paid 30 days before start of construction.  This is refundable If there is no damage after construction. The premium of the bond will be deducted.
    • Estimated Amount:  Php 12,000.00 – house improvement.  if there is no damage done during construction, Php11,000.00 will be refunded after house improvement construction.

10.  Required Documents During Reservation – No Documents,  No Reservation

  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip
  • Self-Employed – 2  Valid IDs and Latest financial Statement

11.  When can Buyer move-in?

  • Pag-ibig Financing – Buyers are allowed to move-in only after full equity & loan released
  • Bank Financing  – Buyers are allowed to move-in after full DP & loan released

12.  Construction of the house – starts after full DP payment.

13.  Restrictions on House Improvement  – Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.

14.  Prices of house and lot are not always the same.

  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot prices will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.  Other terms & conditions apply.
  • Always verify all amounts in the computation with us if they are still available or not.

Danica Floor Plan▲

Danica Dressed-up Photos▲

Dressed-up photos are presented as ideas or suggestions on how to improve, decorate and furnish your unit. You may imitate or copy the design free of charge.

Vallejo Place Master Plan▲

Vallejo Place Location Map▲

How to Reach Vallejo Place▲

From Alabang/Muntinlupa

  • Take jeepney at South Station or in Star Mall Alabang going to SM Molino
  • Get off at SM Molino
  • Ride a tricycle to Vallejo Place

From Baclaran

  • Ride a jeep with signboard Paliparan or Golden City (via Molino Boulevard)
  • Get off at SM Molino
  • Ride a tricycle to Vallejo Place

Contact Us

Allow us to help you find the home you dream for your family. And as starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:   inquire@pagibighouseforsale.com.  Or call or text us at  (+63) 998 978 9039 (Smart)

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