Pag-ibig Rent to Own Houses in Cavite Philippines

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Tarragona Homes - Pag-ibig Rent to Own Houses for Sale in Tanza Cavite

Pag-ibig Rent to Own Houses for Sale starting at Php 945,421.00

Tarragona Homes is a Pag-ibig financing rent to own housing project located along Antero Soriano Highway in Brgy. Julugan, Tanza, Cavite that offers townhouses as low as Php 5,600.00 monthly equity. With nice location being 10 minutes away from Puregold Tanza. Tarragona Homes is a must buy now before units are all sold out.

View now, do not delay. Houses are selling fast. We offer free house viewing with tripping vehicle service and reservation assistance. Contact Smart: +63908 884 7387 or Globe: +63917 530 5817 or Sun: +63932 885 4162.


About Tarragona Homes

House Model Tarragona Homes
House Type Townhouse
House Turn-over Bare
Village Name Tarragona Homes
Condition: Brand New
Lot Area 36 square meter
Floor Area 44 square meter
Bedroom Provision 2
Toilet and Bath 1
Price Range Php 945,421.00
Developer/Owner APEC Homes
Track Record 20 yrs.
Address Julugan, Tanza, Cavite 4108

Tarragona Homes Sample Computation

Applicant Housing Loan Qualification

  1. Gross salary (husband & wife) meet the required amount.
    If salary is not enough, just get a co-borrower.
  2. Must be legally married to husband or wife.
    If divorce or wedding is annulled, must submit documents as proof.
  3. Multi-purpose loan payment with Pagibig is updated.
  4. Must be a Pagibig member for 2 years.
    If not yet a member, just apply for membership in Pagibig office near you.
  5. Must have paid 24 months contribution.
    If contribution has not reach 24 mos, just pay the balance in lumpsum or one time payment in Pagibig office near you.
  6. Your age is between 21 – 65 yrs. old.
    Must check that loan maturity is up to 70 yrs old only.

Tarragona Homes Payment, Terms & Conditions

1. Reservation fee, downpayment or equity and pag-ibig amortization will not be paid at the same time.
2. You pay first the reservation fee.
3. Then start paying the monthly downpayment or equity 30 days after you reserve.
4. Pag-ibig amortization will only start, once your loan is taken-out by Pag-ibig. Usually this happens when you are about to move-in or transfer to the house.

1.  Mode of Payment

  • Pagibig  – Developer will process your loan with Pag-ibig
  • In-house Financing – Developer will extend the loan to Buyers.
  • Deferred Cash – maximum of one (1) year to pay in equal monthly installment NO interest

2. Total Contract Price – includes Title transfer cost and part of miscellaneous expenses.

3Reservation Fee (RF) - Accept  Cash and Check only.  Reservation fee is not refundable and not transferable.

4. Required Equity  - No interest. Buyer must submit Post Dated Checks for monthly equity/downpayment

5. Amortization Interest Rate & Terms  

  • Amortization is not refundable and not transferable
  •  Monthly amortization is computed at 6.5% per year.  Fixed rate for 3 yrs.
  •  Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
  • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
  • The exact monthly amortization will be determined during loan processing.
  •  Maximum loan term is up to 30 yrs.
  •  Inhouse  – Monthly amortization is computed at 12% interest/year for 5 yrs.
  • 16% interest/year for 10 yrs.

6. Schedule of Payments - If you reserve now – Jan 2018, your next equity payment will be:

  • May. 2018…3,887.87
  • Jun. 2018…3,887.87
  • Jul. 2018…3,887.87
  • Aug. 2018…3,887.87
  • Sep. 2018…3,887.87
  • Oct 2018 …3,887.87
  • Nov 2018 …3,887.87
  • Dec 2018 …3,887.87
  • Jan. 2019…3,887.87
  • Feb. 2019…3,887.87
  • Mar. 2019…3,887.87
  • Apr. 2019…3,887.87
  • May. 2019…3,887.87
  • Jun. 2019…3,887.87
  • Jul. 2019…3,887.87
  • Aug. 2019…3,887.87
  • Sep. 2019…3,887.87
  • Oct. 2019…3,887.87
  • Nov. 2019…3,887.87
  • Dec. 2019…3,887.87
  • Jan. 2020…3,887.87
  • Feb. 2020…3,887.87
  • Mar. 2020…3,887.87
  • Apr. – Jun. 2020 – Pag-ibig loan processing
  • Jul. 2020 – Estimated turnover of the house (2 yrs after reservation)
  • Jul.. 2020 up to 30 years..Php 5,600.00 monthly payment.. Pagibig amortization you will be paying for 30 yrs. You can choose  from 5-25 yrs of amortization. But the amortization will increase, depends on how many years you will avail. Required Income is needed, (husband/wife) combined income is applicable.

7. How to Avail? How to Buy?

  • Step 1 – Contact us for FREE site viewing or tripping schedule.
  • Step 2 – Bring an ID and 1 month Payslip or Job Contract and Billing of Meralco or Maynilad or Cable for evaluation of your gross income.
  • Step 3 –  Once you have decided to reserve, select the block and lot number.
  • Step 4 – Fill-up the Reservation Form and pay reservation fee at Developer’s office.
  • Step 5 – Submit complete requirements within 7- 30 days.
  • Step 6 – Start paying the 26 mons. Equity after one month.
  • Step 7 – You can move-in after 24 months or after Pagibig loan take-out.

8.  Discounts

  • Full payment of Equity – Inhouse Financing:
    • Within 30 days from date of Reservation – 4% discount
    • Within 60 days from date of Reservation – 2% discount
    • Within 90 days from date of Reservation – 1 %discount
  • Full payment of Equity – Pag-ibig Financing:
    • If payment is less than Php50,000 – Pagibig Financing – NO discount
    • If payment is more than Php50,000 – Pagibig Financing – 4% discount

9.  Other Fees to Pay Separately

  •  Move-in FeeP11,920.00. For water connection and electricity connection application
    • One month advance Pagibig amortization
    • Homeowner Association (HOA) Membership and dues,
  • Construction Bond Amount – to be paid 30 days before start of construction.  This is refundable If there is no damage after construction. The premium of the bond will be deducted.
    •  Estimated Amount:  Php 15,000.00 – house improvement

10.  Required Documents During Reservation - No Documents,  No Reservation

  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip , Income Tax Return (ITR)
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip, Proof of Billing, Departure and Arrival Stamp on Passport
  • Self-Employed – 2  Valid IDs and Latest financial Statement

11.  When can Buyer move-in?

  •  Pagibig Financing – Buyers are allowed to move-in only after full equity & loan released
  • Inhouse Financing  - Buyers are allowed to move-in after full DP and issuance of Postdated Checks

12.  Construction of the house

  • Pagibig Financing – after equity terms.
  • Inhouse Financing – after equity terms.

13.  Restrictions on House Improvement  - Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.

13.  Prices of house and lot are not always the same.

  •  Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  •  House and Lot prices will NOT be the same, as it varies and depends on lot orientation.
  •  Prices are subject to change without prior notice.
  •  Always verify all amounts in the computation with us if they are still available or not.

Tarragona Homes Floor Plan

Tarragona Homes Actual Turn Over House Finishes

Roofing - Pre-painted Colored Roof, Steel Roof Framings
Windows - Steel Casement Windows
Bathroom - Tiled Bathroom, Complete Toilet and Bath
Wirings - Complete Electrical Wiring and Fixtures
Water - Complete Water, Plumbing Pipes and Fixtures

Tarragona Homes Actual Turn-over Photos

Please take note that these are actual turn-over. Buyers are free hand, in improving their house exactly how they plan it to be.

Tarragona Homes Dressed-up Photos

Dressed-up photos are presented as ideas or suggestions on how to improve, decorate and furnish your unit. You may imitate or copy the design free of charge.

How to Reach Tarragona Homes

Route  1: From Baclaran

  • Take bus with Naic signboard. Get down in Puregold Tanza. Take tricycle going to Tarragona Homes.

Route  1: From Tagaytay

  • Take bus to SM Bacoor. Then take bus with Naic signboard. Get down in Puregold Tanza. Take tricycle going to Tarragona Homes.

Learn more about Tarragona Homes, where your new life begins. Allow us to help you find the home you dream for your family. As starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:  Or call or text us at  (+63) 908 884 7387 (Smart) / (+63) 917 530 5817 (Globe)

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