Pag-ibig Rent to Own Houses in Cavite Philippines

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Pasinaya Homes Bungalow - Pag-ibig Rent to Own Houses for Sale in Naic Cavite

Pag-ibig Rent to Own Houses for Sale starting at Php 363,000.00

Pasinaya Homes Bungalow is a housing development in Naic, Cavite that offers thru Pag-ibig financing bungalow houses.With No Equity/Downpayment. Super affordable. So don’t miss this chance to buy and finally own and stop renting.

Location Highlights:

✔Only 2.0 km (6 mins.) to Santiago National High School
✔Only 3.5 km (10 mins.) to Puregold Tanza
✔Only 4.1 km (10 mins.) to Suntrust Ecotown Center
✔Only 4.8 km (19 mins.) to Robinsons Place Gen. Trias
✔Only 5.2 km (17 mins.) to Divine Grace Medical Center
✔Only 7.8 km (24 mins.) to Export Processing Zone Authority (EPZA)
✔Only 25.4 km (48 mins.) to CAVITEX Kawit Toll Gate
✔Only 25 km (1hr 11mins.) to Paranaque Coastal Mall Terminal
✔Only 28 km (1hr 20mins.) to NAIA Airport 1 and MOA

View now. Do not delay. This is the only Pag-ibig housing that is near Manila. We offer free house viewing and reservation assistance, contact Smart: +63908 884 7387 or Globe: +63917 530 5817 or Sun: +63932 885 4162.

About Pasinaya Homes Bungalow

House Model Pasinaya Homes Bungalow
House Type Rowhouse
House Turn-over Bare
Village Name Pasinaya Homes
Condition: Brand New
Lot Area 28 square meter
Floor Area 18.45 square meter
Bedroom Provision 2
Toilet and Bath 1
Price Range Php 363,000.00
Developer/Owner Extraordinary Enclaves Inc
Track Record
Address Brgy. Sabang Naic, Cavite

Pasinaya Homes Bungalow Sample Computation

Applicant Housing Loan Qualification

  1. Gross salary (husband & wife) meet the required amount.
    If salary is not enough, just get a co-borrower.
  2. Must be legally married to husband or wife.
    If divorce or wedding is annulled, must submit documents as proof.
  3. Multi-purpose loan payment with Pagibig is updated.
  4. Must be a Pagibig member for 2 years.
    If not yet a member, just apply for membership in Pagibig office near you.
  5. Must have paid 24 months contribution.
    If contribution has not reach 24 mos, just pay the balance in lumpsum or one time payment in Pagibig office near you.
  6. Your age is between 21 – 65 yrs. old.
    Must check that loan maturity is up to 70 yrs old only.

Pasinaya Homes Bungalow Payment, Terms & Conditions

1. Reservation fee, downpayment or equity and pag-ibig amortization will not be paid at the same time.
2. You pay first the reservation fee.
3. Then start paying the monthly downpayment or equity 30 days after you reserve.
4. Pag-ibig amortization will only start, once your loan is taken-out by Pag-ibig. Usually this happens when you are about to move-in or transfer to the house.

1.  Mode of Payment

  • Pagibig  – Developer will process your loan with Pag-ibig
  • In-house Financing – Developer will extend the loan to Buyers.
  • Deferred Cash – maximum of one (1) year to pay in equal monthly installment NO interest

2. Total Contract Price – includes Title transfer cost and part of miscellaneous expenses.

3Reservation Fee (RF) - Accept  Cash and Check only.  Reservation fee is not refundable and not transferable.

4. Amortization Interest Rate & Terms  

  • Amortization is not refundable and not transferable
  •  Monthly amortization is computed at 6.5% per year.  Fixed rate for 3 yrs.
  •  Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
  • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
  • The exact monthly amortization will be determined during loan processing.
  •  Maximum loan term is up to 30 yrs.
  •  Inhouse  – Monthly amortization is computed at 12% interest/year for 5 yrs.
  • 16% interest/year for 10 yrs.

5. Schedule of Payments - If you reserve now – Aug 2017, your next equity payment will be:

  • Aug. 2017…4,000.00
  • Sep. 2017…6666.66
  • Oct. 2017…6666.66
  • Nov. 2017…6666.66
  • Dec. – March. 2018 – Pag-ibig loan processing
  • Apr. 2018 – Estimated turnover of the house (6 yr after reservation)
  • Apr.. 2018 up to 30 years..Php 2100.63 monthly payment.. Pagibig amortization you will be paying for 30 yrs. You can choose  from 5-25 yrs of amortization. But the amortization will increase, depends on how many years you will avail. Required Income is needed, (husband/wife) combined income is applicable.

6. How to Avail? How to Buy?

  • Step 1 – Contact us for FREE site viewing or tripping schedule.
  • Step 2 – Bring an ID and 1 month Payslip or Job Contract and Billing of Meralco or Maynilad or Cable for evaluation of your gross income.
  • Step 3 –  Once you have decided to reserve, select the block and lot number.
  • Step 4 – Fill-up the Reservation Form and pay reservation fee at Developer’s office.
  • Step 5 – Submit complete requirements within 7- 30 days.
  • Step 6- You can move-in after 6-8 months or after Pagibig loan take-out.

7.  Required Documents During Reservation - No Documents,  No Reservation

  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip , Income Tax Return (ITR)
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip, Proof of Billing, Departure and Arrival Stamp on Passport
  • Self-Employed – 2  Valid IDs and Latest financial Statement

8.  When can Buyer move-in?

  •  Pagibig Financing – Buyers are allowed to move-in only after full equity & loan released
  • Inhouse Financing  - Buyers are allowed to move-in after full DP and issuance of Postdated Checks

9.  Construction of the house

  • Pagibig Financing – after equity terms.
  • Inhouse Financing – after equity terms.

10.  Restrictions on House Improvement  - Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.

11.  Prices of house and lot are not always the same.

  •  Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  •  House and Lot prices will NOT be the same, as it varies and depends on lot orientation.
  •  Prices are subject to change without prior notice.
  •  Always verify all amounts in the computation with us if they are still available or not.

Pasinaya Homes Bungalow Floor Plan

Pasinaya Homes Master Plan

How to Reach Pasinaya Homes

Route  1: From Baclaran

  • Take bus via Cavite Expressway with sign board Naic or Maragondon or Ternate  and get down in BDO Naic. Ride a jeep or tricycle to Pasinaya Homes.

Learn more about Pasinaya Homes, where your new life begins. Allow us to help you find the home you dream for your family. As starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:  Or call or text us at  (+63) 908 884 7387 (Smart) / (+63) 917 530 5817 (Globe)

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Contact Us

Learn more about Pasinaya Homes Bungalow. Allow us to help you find the home you dream for your family. And as starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:  Or call or text us at +63 908 884 7387 (Smart) / +63 917 530 5817 (Globe)

Back to Pag-ibig Houses