Pag-ibig Rent to Own Houses in Cavite Philippines

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Micara Estates Portia - Pag-ibig Rent to Own Houses for Sale in Tanza Cavite

Pag-ibig Rent to Own Houses for Sale starting at 1,232,000.00

Micara Estates Portia Model is a two storey townhouse model with 2 toilet & bath and provision for 3 bedrooms located at Barangay Sahud-Ulan, Tanza, Cavite along Antero Soriano Highway. The village is in a very peaceful location with easy access to Manila just 1 ride by Bus or UV Express via Cavitex right outside Micara Estates. Easy to own thru Pagibig financing, Micara Estates Portia Model close proximity will save you much time and make travel less stressful. You will have plenty of time to spend quality bonding with your family. Don't miss out!

View now, do not delay. Houses are selling fast. We offer free house viewing with tripping vehicle service and reservation assistance. Contact Smart: +63908 884 7387 or Globe: +63917 530 5817 or Sun: +63932 885 4162.

About Micara Estates Portia

House Model Micara Estates Portia
House Type Townhouse
Village Name Micara Estates
Condition: Brand New
Lot Area 40 square meter
Floor Area 45 square meter
Bedroom Provision 3
Toilet and Bath 2
Price Range 1,232,000.00
Developer/Owner 9980
Track Record
Address Barangay Sahud-Ulan, Tanza, Cavite

Micara Estates Portia Sample Computation

Applicant Housing Loan Qualification

  1. Gross salary (husband & wife) meet the required amount.
    If salary is not enough, just get a co-borrower.
  2. Must be legally married to husband or wife.
    If divorce or wedding is annulled, must submit documents as proof.
  3. Multi-purpose loan payment with Pagibig is updated.
  4. Must be a Pagibig member for 2 years.
    If not yet a member, just apply for membership in Pagibig office near you.
  5. Must have paid 24 months contribution.
    If contribution has not reach 24 mos, just pay the balance in lumpsum or one time payment in Pagibig office near you.
  6. Your age is between 21 – 65 yrs. old.
    Must check that loan maturity is up to 70 yrs old only.

Micara Estates Portia Payment, Terms & Conditions

1.  Available Financing / Acceptable Payment Scheme:

  1. Pagibig  (HMDF) – Developer will process your loan with Pag-ibig
  2. Cash

2.  Reservation Fee (RF) – Accept Cash payments only.  If the buyer has no checking account yet, the buyer can pay/deposit his/her payment in the bank account of Cornerstone. The buyer needs to surrender the original deposit slip to the sales officer for issuance of a corresponding acknowledgement receipt. Reservation fee is not refundable and not transferrable.

3.  Total Contract Price – includes Transfer Title cost

4.  Equity or Downpayment (DP) – Pagibig / Inhouse Finanacing

  • Pagibig  – 13.5% required DP payable in 12-24 monthly installment.  No interest


  • Equity/DP is strictly non refundable and  transferrable.

5.  Amortization (MA)  – Pagibig / Inhouse Finanacing

  • Pagibig  – Up to 30 yrs @ 6.5% interest per year.  Starts after loan take-out.


  • Amortization is not refundable and not transferrable.
  • Other terms and conditions apply.
  •  Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
  • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
  • The exact monthly amortization will be determined during loan processing.
  •  Maximum loan term is up to 30 yrs.
  •  Inhouse  – Monthly amortization is computed at 12% interest/year for 5 yrs.
  • 16% interest/year for 10 yrs.

6.  Accredited Banks

  • Pag-ibig Financing only. No tied up banks.

7.  Schedule of Payments

  • Reservation Fee – valid for 30 days
  • Equity/DP  – 30 days after official reservation
  • Monthly Amortization – after loan take-out by Pagibig

Schedule of Payments - If you reserve now – Nov. 2018, your next equity payment will be:

  • Nov. 2018…10,000.00
  • Dec. 2018…20,000.00
  • Jan. 2019…20,000.00
  • Feb. 2019…20,000.00
  • Nov. 2019 – Estimated turnover of the house (2 yrs after reservation)
  • Dec. 2019 up to 30 years..Php 10,200 monthly payment.. Pagibig amortization you will be paying for 30 yrs. You can choose  from 5-25 yrs of amortization. But the amortization will increase, depends on how many years you will avail. Required Income is needed, (husband/wife) combined income is applicable.


Micara Estates Portia Actual Turn Over House Finishes

  • Pre-painted G.I. Shoot Roofing
  • Steel Casement Window
  • Painted Exterior and Interior Wall Finish
  • Tiled Kitchen Counter
  • Tiled Bathroom Flooring
  • Floor Cement Finish
  • Provisions for CATV, Telephone, Air Condition Outlet

Micara Estates Portia Actual Turn-over Photos

Please take note that these are actual turn-over. Buyers are free hand, in improving their house exactly how they plan it to be.

Micara Estates Portia Dressed-up Photos

Dressed-up photos are presented as ideas or suggestions on how to improve, decorate and furnish your unit. You may imitate or copy the design free of charge.

Micara Estates Location Map

How to Reach Micara Estates

Route 1: From Quiapo (Quiapo Church) -> Quezon Blvd. -> Padre Burgos Ave. -> Roxas Blvd./Macapagal Blvd. -> Coastal Road -> CAVITEX -> Centennial Road -> Antero Soriano Highway (39.5 km; 44 min without traffic) Route 2: From Ayala Ave., Makati -> EDSA -> Roxas Blvd./Macapagal Blvd. -> Coastal Road -> CAVITEX -> Centennial Road -> Antero Soriano Highway (36.8 km; 41 min without traffic) Route 3: From Muntinlupa (Festival Mall, Alabang) -> Daang Hari Road -> Open Canal Road -> Arnaldo Highway -> Antero Soriano Highway (36.8 km, 47 min without traffic) Route 4: From Tagaytay -> Tagaytay-Calamba Road -> Emilio Aguinaldo Highway -> Governor’s Drive -> Antero Soriano Highway (47.5 km, 45 min without traffic)