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Pag-ibig Rent to Own Houses in Cavite Philippines

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Liora Homes – Pag-ibig Rent to Own Houses in Gen. Trias Cavite

Pag-ibig Rent to Own Houses for Sale starting at PHP 1M - 1.5Million

SOLD OUT

Amora at Liora Homes is a two storey Pag-ibig rent to own houses for sale in General Trias Cavite that has provision for 2 bedroom and 1 toilet and bath located along Daang Hari Extension near Arnaldo Highway. About 1 hour from NAIA airport. But 10 minutes away from The District Mall in Imus. Public transportation is available 24-hours 7 days a week. Visit the newly launched Amora cheap house model while price is low and own it thru Pag-ibig financing. Make your choice now.

SOLD OUT

About Amora

House Model Amora
House Type Townhouse
House Turn-over Basic
Village Name Liora Homes
Condition: Brand New
Lot Area 48 square meter
Floor Area 43 square meter
Bedroom Provision 2
Toilet and Bath 1
Carport 1
Price Range PHP 1M - 1.5Million
Available Units Pre-Selling
Developer/Owner Citihomes Builder & Development Inc.
Track Record 31 yrs (since 1983)
Address Barangay pasong Camachile, Gen. Trias, Cavite 4107

Amora Sample Computation▲

Applicant Housing Loan Qualification ▲

  1. Gross salary (husband & wife) meet the required amount.
    If salary is not enough, just get a co-borrower.
  2. Must be legally married to husband or wife.
    If divorce or wedding is annulled, must submit documents as proof.
  3. Multi-purpose loan payment with Pagibig is updated.
  4. Must be a Pagibig member for 2 years.
    If not yet a member, just apply for membership in Pagibig office near you.
  5. Must have paid 24 months contribution.
    If contribution has not reach 24 mos, just pay the balance in lumpsum or one time payment in Pagibig office near you.
  6. Your age is between 21 – 65 yrs. old.
    Must check that loan maturity is up to 70 yrs old only.

Amora Payment, Terms & Conditions▲

1.  Available Financing / Acceptable Payment Scheme:

  1. Pagibig  (HMDF) – Developer will process your loan with Pag-ibig
  2. In-house Financing (IHF) – Developer will extend the loan to Buyers
  3. Bank Financing – Developer will process your loan with accredited bank
  4. Cash
  5. Deferred Cash – maximum of one (1) year to pay in equal monthly installment without interest.

2.  Reservation Fee (RF) – Accept  Cash and Check only.  Reservation fee is not refundable and not transferable.

3.  Total Contract Price – includes Transfer Title cost

4.  Equity or Downpayment (DP) – Equity/DP is not refundable and not transferable.

  • Pagibig  – 30% required DP payable in 6, 9, 12 or 15 monthly installment.  No interest
  • Bank  – 10% required DP payable in 6, 9 or 10 monthly installment.  No interest
  • Inhouse (Reg) – 20% required DP payable in 6, 9 or 12 monthly installment.  No interest
  • Inhouse (Promo) – 10% required DP payable in 6 monthly installment.  No interest

5.  Amortization (MA)  – Amortization is not refundable and not transferable.

  • Pagibig  – Up to 30 yrs @ 7.985% interest per year
  • Bank  – Up to 20 yrs @ 10% interest per year
  • Inhouse (Regular & Promo) – Up to 15 yrs @ 18% interest per year

6.  Accredited Banks

  • Landbank, Planters Development Bank (China Bank) and  Asia United Bank

7.  Schedule of Payments

  • Reservation Fee – valid for 30 days
  • Equity/DP  – 30 days after official reservation
  • Monthly Amortization – after loan take-out by Bank or Pagibig
  • Deferred Cash – 30 days after reservation. 

8.  Discounts for Pagibig, Bank, Inhouse & Cash Deferred

  • Minimum DP:  20% DP
  • Discount Rate:
    • 5% discount – If Buyer pays within 15 days after Reservation date
    • 3% discount – If Buyer pays within 30 days after Reservation date

9.  Other Fees to Pay Separately

  • Finance Charges  – for loan processing and documentation expenses.  To be paid before end of DP term
    • Pagibig  – 4% of Total Contract Price
    • Bank  – 3.25%% of Total Contract Price
    • Inhouse (Regular & Promo) – Finance charges are included in Total Contract Price
    • Cash Deferred – Finance charges are included in Total Contract Price
    • Spot Cash – Finance charges are included in Total Contract Price
  • Real Property Tax – to be paid during loan take-out
    • Estimated Amount:  Php 1,000.00 good for 2 years
    • Same amount for Pagibig, Bank, Inhouse, Cash Deferred or Cash Payment.
  • Move-in Fees – to be paid 45 days before move-in
    • Estimated Move-in Fee:  Php 7,500.00 (pay only once)
    • Buyer must pay before 30 – 45 days before move-in date
    • Move-in Fees are for payment of  Meralco & Water connection
  • Construction Bond Amount– to be paid 30 days before start of construction.  This is refundable If there is no damage after construction. The premium of the bond will be deducted.
    • Amount:  Php 4,000.00 – Installation of tiles and wall partition for Inner unit.
    • Amount:  Php 5,000.00 – fence and other outside contruction

10.  Required Documents During Reservation – No Documents,  No Reservation

  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip
  • Self-Employed – 2  Valid IDs and Latest financial Statement

11.  When can Buyer move-in?

  • Pagibig Financing – Buyers are allowed to move-in only after full equity & loan released.
  • Inhouse Financing  – Buyers are allowed to move-in after full DP & upon payment of doc. fee and issuance of post dated checks for the whole balance.

12.  Restrictions on House Improvement  – Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.

13.  Prices of house and lot are not always the same.

  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot price will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.
  • Always verify all amounts in the computation with us if they are still available or not.

Amora Floor Plan▲

Amora Actual Turn Over House Finishes▲

  • Floor  -  Plain cement floor slab finish at ground floor & second floor
  • Walls  - CHB Cement plaster finish with one (1) coat of paint (white) for interior wall
  • Windows  -  Steel casement windows
  • Ground Floor Ceiling  –  Exposed T-joist with one (1) coat textured paint finish
  • Second Floor Ceiling  -  Fiber cement board ceiling with one (1) coat painted finish at toilet & batch
  • Toilet & Bathroom  -  With complete plumbing fixtures and ceramic floor and wall tiles
  • Bedroom  - Without bedroom partition at the second floor
  • Stairs -  One (a) coat varnish finish wood planks without railings
  • Kitchen Counter -  Granite tiles on the concrete base

Amora Actual Turn-over Photos▲

Please take note that these are actual turn-over. Buyers are free hand, in improving their house exactly how they plan it to be.

Amora Dressed-up Photos▲

Dressed-up photos are presented as ideas or suggestions on how to improve, decorate and furnish your unit. You may imitate or copy the design free of charge.

Liora Homes Master Plan▲

Liora Homes Location Map▲

How to Reach Liora Homes▲

Route  1: From Baclaran

  • Ride a bus with signboard Dasmarinas (via E. Aguinaldo Highway)
  • Get off at the District Mall Imus
  • Ride a tricycle to Liora Homes

Route  2: From Epza

  • Ride a jeep with signboard SM Pala-pala (Dasmarinas) via Arnaldo Highway
  • Get off at the Pascam Barangay Hall
  • Ride a tricycle to Liora Homes 

Contact Us

Learn more about Liora House Model by clicking this link Amora, Allow us to help you find the home you dream for your family. And as starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:   inquire@pagibighouseforsale.com.  Or call or text us at  (+63) 908 884 7387 (Smart) / (+63) 917 530 5817 (Globe)

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