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Pag-ibig Rent to Own Houses in Cavite Philippines

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La Terraza - Pag-ibig Rent to Own Houses for Sale in Imus Cavite

Pag-ibig Rent to Own Houses for Sale starting at Php 1.7M - Php 2.5M

SOLD OUT

Milano Villas at La Terraza is a 3 storey cheap houses for sale thru Pag-Ibig in Imus Cavite that has 3 toilet, 1 car garage and provision for 3 bedroom nicely located in Barangay Carsadang Bago near Cavitex area.. The turn-over is basic so that you can explore on the improvement. There are only few Milano Villas at La Terraza offered here and selling is fast.

These 3 storey Pag-ibig cheap houses don’t last long in the market. With only few units left, you must hurry. Call us for your site viewing schedule and reservation.

SOLD OUT

About Milano

House Model Milano
House Type Townhouse
House Turn-over Basic
Village Name La Terraza
Condition: Brand New
Lot Area 44 square meter
Floor Area 77 square meter
Bedroom Provision 3
Toilet and Bath 3
Carport 1
Price Range Php 1.7M - Php 2.5M
Available Units Pre-Selling and Ready for Occupancy
Developer/Owner Charles Builders Group
Track Record 20 yrs. (1980’s)
Address Barangay Bucandala 1, Imus, Cavite 4103

Milano Sample Computation▲

Applicant Housing Loan Qualification ▲

  1. Gross salary (husband & wife) meet the required amount.
    If salary is not enough, just get a co-borrower.
  2. Must be legally married to husband or wife.
    If divorce or wedding is annulled, must submit documents as proof.
  3. Multi-purpose loan payment with Pagibig is updated.
  4. Must be a Pagibig member for 2 years.
    If not yet a member, just apply for membership in Pagibig office near you.
  5. Must have paid 24 months contribution.
    If contribution has not reach 24 mos, just pay the balance in lumpsum or one time payment in Pagibig office near you.
  6. Your age is between 21 – 65 yrs. old.
    Must check that loan maturity is up to 70 yrs old only.

Milano Payment, Terms & Conditions▲

1.  Available Financing  and Acceptable Payment Scheme:

  1. Pagibig  – Developer will process your loan with Pag-ibig
  2. Deferred Cash – maximum of 2 years to pay in equal monthly installment without interest.
  3. Cash

2.  Reservation Fee – is part of the Total Contract Price

  • Reservation fee of P5,000.  Non-refundable
  • Accept  Cash and Check only.

3.  Total Contract Price – includes water & Meralco connection & Misc. fees for documentation

4.  Amortization Interest Rate & Terms  –  Amortization is not refundable and not transferable

  • Pagibig  –  Monthly amortization is computed at:
    • 7% per year.  Fixed rate for 3 yrs.
    • Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
    • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
    • The exact monthly amortization will be determined during loan processing.
    • Maximum loan term is up to 30 yrs. for OFW and locally employed .

5.  Schedule of Payments

  • Reservation Fee – valid for 30 days
  • Start of Equity or DP  – 30 days after official reservation
  • Start of Monthly Amortization –
    • Pagibig Financing – after loan take-out by Pagibig
    • Deferred Cash – 30 days after reservation. 

6.  Discounts

  • Full payment of Total Contract Price (TCP) – 5% discount

7.  Other Fees to Pay Separately

  • Title Transfer – to be paid after downpayment period
  • Real Property Tax – to be paid one (1) month after loan take-out
    • Estimated Amount:  Php 1,000.00
    • Same amount for Pagibig, Inhouse, Cash Deferred or Cash Payment
  • Insurances –  Fire and Mortgage Redemption Insurance (MRI)
    • Pagibig  – Fire and MRI insurance will be determined during loan processing and will be added to the monthly amortization
  • Move-in Fees –  NO move-in fees.
  • Construction Bond Amount –  this is refundable.  To be paid 30 days before start of house improvement construction.  Refundable if there is no damage done after construction. The premium of the bond will be deducted.
    • Estimated Amount:  Php 5,000.00 for townhouses

8.  When can Buyer move-in?

  • Pagibig Financing – Buyers are allowed to move-in only after full equity payment & loan released.

9.  Required Documents During Reservation – No Documents,  No Reservation

  • Locally Employed -  2 Valid Government issued  ID and  Latest one (1) month payslip
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip
  • Self-Employed – 2  Valid IDs and Latest financial Statement

10.  Schedule of House Construction  -  ongoing

11.  Restrictions on House Improvement  - Buyer must submit sketches of house improvement to Developer’s office for approval.  No deletion on any part of the house is allowed.

12.  Prices of house and lot are not always the same.

  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot price will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.
  • Always verify all amounts in the computation with us if they are still available or not.

Milano Floor Plan▲

Milano Dressed-up Photos▲

Dressed-up photos are presented as ideas or suggestions on how to improve, decorate and furnish your unit. You may imitate or copy the design free of charge.

La Terraza Location Map▲

How to Reach La Terraza▲

From Makati / Baclaran 

  • Ride jeepney/bus in Baclaran or Coastal Mall with signboard Dasma Bayan
  • Get off at Imus Terminal near BDO Imus.
  •  Take jeepney with signboard Dasma Bayan
  • Get off at Carsadang Bago junction
  • Walk or take tricycle going to La Terraza Villas.

Contact Us

Learn more about La Terraza Villas House Model by clicking this link Milano. Allow us to help you find the home you dream for your family. And as starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:   inquire@pagibighouseforsale.com.  Or call or text us at  (+63) 908 884 7387 (Smart)

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